04 Mar Private Health Care reforms 2019 – Are your favourite therapies affected?
In April 2019 widespread health insurance reforms will come into effect. However many are unaware of how it will affect them and their favourite therapies. Many of there reforms were aimed at making health insurance simpler for the consumer.
For example consumers will be able to choose higher excesses to lower the premiums they pay. The maximum permitted excesses for private hospital insurance will rise from $500 to $750 for singles and from $1000 to $1500 for couples and families (2).
However these changes have created a lot of confusion in the health world of which therapies will be covered and which will be excluded. Therapies not affected by these reforms include;
- Exercise physiology
- Chinese Medicine
- Remedial Massage
Acupuncture & Chinese Medicine
Is Acupuncture be covered by private health insurance? Yes, and it will continue to be
Is Acupuncture preformed by an Acupuncturist covered by medicare? No
Is Chinese Medicine covered by private health insurance? Many policies will cover the consultation, but not the prescribed medicinals
Is Chiropractic be covered by private health insurance? Yes
Is Chiropractic covered by medicare? Yes in some cases, but requires a referral from your GP
Myotherapy & Remedial Massage
Is Remedial massage covered by private health insurance? Yes, some forms of massage such as Bowen, Shiatsu, and Rolfing will no longer be covered
Is Remedial massage covered by medicare? No
The natural therapies no longer covered;
The 16 natural therapies that will no longer be eligible for private health fund rebates include;
- Alexander Technique
- Bowen therapy
- Buteyko therapy
- Massage therapy
- Tai chi
All of the modalities offered at Balanced Life Health Care will be still eligible for private heath rebates including Acupuncture, Chinese Medicine, Chiropractic, Myotherapy & Remedial massage.
To find out more visit health.gov.au
About the author